Nium Partners with Coinbase to Enable USDC Payments Across 190 Countries

Highlights:

• Nium partners with Coinbase to enable USDC payments across more than 190 countries.
• Businesses can send and settle cross-border payments using USDC in one system.
• The system removes prefunding and allows near-instant global payouts.

Nium partnered with Coinbase on Tuesday to integrate USDC payments into its global platform. The integration allows business clients to send, receive, and convert USDC across more than 190 countries. The system connects Coinbase’s blockchain infrastructure with Nium’s fiat payment network on one platform.

@Nium 🤝 @coinbase

Powering global #stablecoin payments and settlement.

Clients can:
✅ Send & receive stablecoins
✅ Convert to fiat for payouts
✅ Enable stablecoin-backed card spending

All on one platform – built for banks, fintechs & enterprises ready to move faster 🌍 pic.twitter.com/Da4yxn5yzn

— Nium (@NiumGlobal) April 21, 2026

Businesses can fund cross-border payouts using USDC through a single managed flow. They can also settle transactions in stablecoins or local currencies across supported markets. This structure allows businesses to control how they execute cross-border payments across different jurisdictions.

In addition, the system removes the need for businesses to manage separate crypto and fiat payment systems. Coinbase provides custody, liquidity, and wallet infrastructure for all USDC payments on the platform. It also delivers API services that connect digital assets with traditional payment rails.

As a result, businesses can send and receive funds across multiple countries using one unified system. Nium targets banks, fintech firms, and global enterprises that handle high-volume cross-border transactions. These firms often manage multiple systems that delay settlements and increase operational costs.

Prajit Nanu, CEO and Founder of Nium, said:

 “The future of money movement is multi-rail. Fiat and onchain infrastructure will increasingly work together, not in isolation. This partnership with Coinbase makes that future operational today. It gives clients one platform to send, receive, and spend stablecoins at scale.”

The integration combines onchain liquidity with regulated financial infrastructure within one system. Therefore, businesses can manage both digital assets and fiat currencies through a single platform.

Nium to Expand USDC Payments Infrastructure

Nium partnered with Coinbase to remove prefunding requirements in cross-border USDC payments. Businesses usually hold funds in multiple countries before sending payouts. This process forces firms to lock unused capital across different regions before transactions begin.

Now, businesses can use USDC to fund payouts only when transactions occur. This approach allows companies to settle cross-border payments instantly across global payment corridors. Moreover, businesses can process transactions at any time without banking cut-off limits.

The system removes reliance on correspondent banking networks during international transfers. It also reduces manual currency conversions during payment processing. Funds move from USDC to fiat in one managed flow before reaching the recipient in the destination country.

As a result, businesses can manage liquidity more efficiently during cross-border operations. Companies can deploy funds only when needed instead of holding balances in advance. This approach reduces idle capital across multiple jurisdictions.

Nium supports this model through its global payment network. The platform supports over 100 currencies and operates in more than 40 markets. It also enables real-time payouts across more than 100 payment corridors. In addition, the company holds over 40 regulatory licenses worldwide.

The integration allows businesses to use USDC balances in card programs for payments. These programs operate through Visa and Mastercard networks for global transactions. The system converts stablecoin balances into fiat currency at the point of sale.

Coinbase provides regulated custody and liquidity support for USDC payments. Therefore, businesses can access compliant infrastructure when handling global payments.

Stablecoin Use Grows as Cross-Border Payment Systems Evolve

The Nium and Coinbase integration shows increased use of stablecoins such as USDC in global payment systems. USDC ranks as the second-largest stablecoin by market value. Its market capitalization stands at $77.87 billion as of press time. In comparison, USDT leads the market with a valuation of about $188 billion.

Circle has been expanding USDC payments through global partnerships. In March, the company partnered with Sasai Fintech to support payments across African corridors. The partnership focuses on remittances, business transactions, and mobile wallet usage.

🚨NEW: CIRCLE PARTNERS SASAI TO EXPAND STABLECOIN PAYMENTS IN AFRICA@Circle teams up with Sasai Fintech to push stablecoin adoption.

The move targets cross-border payments across key African corridors. Focus remains on lowering costs and speeding up settlements.

The… pic.twitter.com/9qPKj0JNrw

— BSCN (@BSCNews) March 27, 2026

Circle also partnered with Bybit to expand USDC access across its global network. Bybit aims to extend USDC integration across spot markets, derivatives products, and payment channels.